Gulf Lenders NetworkAs the Middle East’s largest mortgage broker network, Gulf Lenders Network (GLN) is helping people purchase their dream home or build a portfolio of property investments. Since 2004, GLN brokers have been providing independent and professional home finance services for prospective homeowners and property investors. Loans are available for UAE and GCC nationals, UAE residents, as well as people residing outside the country who wish to buy property in the UAE.

Member brokers of Gulf Lenders Network are accredited with all the major property finance providers in the UAE, thus giving them access to all the major property finance products – and the best financing to suit individual requirements.

All finance professionals, independent mortgage brokerages and IFAs that are a part of the Gulf Lenders Network are trained, qualified and approved by GLN's training staff, and thoroughly conversant with the products available on the market - increasing the range of finance products that customers can use and ensuring the best possible fit to the customer's needs.

GLN advisors can help with the complete range of home finance products and services, including:

• Residential/owner occupied home loans
• Investment/buy-to-let properties
• Construction loans
• Vacant land purchases
• Refinancing and equity release
• Debt consolidation

Simply contact GLN and provide details about your requirements and a member of GLN’s experienced and professional mortgage brokerage team will contact you. Based on the property you wish to purchase and the information you provide, GLN brokers will filter from a wide range of loans and present you with the most suitable option for your consideration.

Call +971 4 338 8952 to have a finance professional contact you, or email finance@gulflendersnetwork.com

First Rate FX - Making it easier to buy property in Dubai Buying property in Dubai can now be achieved cheaper and faster thanks to First Rate FX, the currency specialists. Having first opened a dedicated office in the Emirate in November 2006, First Rate FX has established itself as the UKs leading provider of foreign exchange services in the region.

First Rate FX is committed to providing the most competitive rates and the very best client service with client funds held securely in specially designated accounts, no commission charges and free fund transfers to anywhere in the world this truly is a secure and cost effective service.

Whether you are buying a property abroad, emigrating or sending regular monthly payments overseas, First Rate FX can reduce your costs and take the stress out of converting your funds. Specialist currency traders are on hand to provide the very best service in managing your exposure to the currency markets and by processing large volumes of trades can guarantee to quote the most competitive rates.

Traditionally individuals and businesses have changed their currency with the High Street banks, mostly at unattractive rates of exchange. First Rate FX offers a superior service in comparison to other providers, whilst maintaining excellent rates which are rarely matched by competitors.

"Professional, reliable service.  Prompt execution and the best rates in the market."
First Rate FX private client

First Rate FX’s aim is to ensure that transactions are handled in the most simplistic, efficient and automated manner. The focus and investment has been on streamlining processes enabling First Rate FX to create the ultimate hassle-free, low cost foreign exchange experience.

We can offer solutions to individuals currency needs that are not available to them via their own banks, such as “forward contracts”.  These products allow our Clients to fix their rate now for up to two ahead, giving them total peace of mind.

“No one can predict for certain future currency moves, but by consulting a First Rate FX currency trader their informed opinions and insight into the volatility of the foreign exchange market may save you a small fortune. The past year has seen a 14.4% movement in the GBP/AED rate (7.4988-6.4200). On a property purchase price of  £100,000, the difference between securing your currency at the high and low of this rate would be £16,803.74. First Rate FX clients are able to secure the Foreign exchange rate up to 2 years ahead.”
Arran Duke, Relationship Manager

Frequently Asked QuestionsHow do you save your Clients money?
By offering fantastic exchange rates - We typically beat the banks by up to 4%!  First Rate FX Ltd offers better rates than high street banks and we do not charge transfer fees and there are no commission charges with First Rate FX.

Is my money safe?
The close relationship between First Rate FX and Barclays Bank enables us to hold Client funds securely in specially designated Client accounts and to utilise Barclays on-line payment system to transmit same day payments with the utmost security.  We are also members of the AIPP (Association of International Property Professionals) please visit our website for more details..

Are there any hidden charges?
No. Our service is totally transparent, the rate is all inclusive. There are no commission charges and no transfer fees. How do I know my funds will arrive on time?
Funds will be transmitted on the agreed value date and you will be provided with written confirmation.  We will also provide SWIFT confirmations (electronic confirmations) free of charge when requested.

Are you regulated or monitored by a governing body?
Yes. We are fully compliant with HM Revenue and Customs and Money Laundering Regulations (MLR No. 12223022).  Company Registration No. 5610566 for England and Wales

Where are you based?
Our Head office is in the City of London, Located in the Docklands Business Centre. We also have an office in Dubai on Sheikh Zayed Road and a Representative in Normandy, France. Please feel welcome to visit us at any of these locations.

How can I register with First Rate FX?
Just log onto our website www.firstratefx.com and you can register on line.  It takes just a couple of minutes and is free of charge.  Alternatively you can call our Client Service Team on 00443455303.

To find out how you can save money, call First Rate FX’s currency specialists in:

Dubai on 00 971 (0) 50 524 8537
London on 0044 (0) 207 345 5303
Email info@firstratefx.com 
Or visit www.firstratefx.com for more information and full terms and conditions.